Legal Expenses - detailed benefits of cover 

Benefits of cover can include:

• Defence of criminal prosecutions
• Defence of motoring prosecutions, including pleas in mitigation
• Pursuit or defence of civil claims in respect of goods or services, including purchase or sale of the home
• Pursuit of employment disputes
• Pursuit of motor uninsured loss recovery claims
• Pursuit of claims for personal injury
• Pursuit of claims arising from the occupation of the home (nuisance and trespass)
• Pursuit of claims in respect of damage to personal property, including damage to the home
• Defence of civil claims brought under the Data Protection Act
• Defence of civil claims brought under the Sex, Age or Disability Discrimination or Race Relations legislation
• Acts by a fellow officer
• Awards against the insured officer arising from claims under section 10 (Maximum £5,000)
• Initial interview with a solicitor prior to an interview under caution (Maximum £1,000)
• Accountants costs in handling an appeal following a full enquiry by HM Revenue and Customs into private income (Maximum £25,000)
• The pursuit of tenancy disputes following unlawful eviction (Maximum £25,000)
• Identity Fraud including the costs to deal with organisations fraudulently applied to, liaising with credit reference agencies, and the defence of your legal rights to remove County Court Judgements.
• Representation at a disciplinary hearing
• Personal legal advice (24 hour helpline)
• Debt counselling (24 hour helpline)
• Personal taxation advice (24 hour helpline)
• Care First counselling service

Conditions apply.