The policy provides the member with cover for treatment which becomes necessary as a result of a dental injury or emergency anywhere in the world and for the treatment of oral cancer.
The policy can be enhanced with Gold and Platinum cover.
Worldwide dental accident
For the cost of dental treatment up to £4,000 per dental accident subject to a maximum of four claims a year, up to an aggregate maximum of £16,000 per policy year.
Worldwide emergency dental treatment
For the cost of emergency dental treatment within the UK or abroad, up to £300 per incident, subject to a maximum of 4 claims per year, up to a maximum of £1,200 per policy year.
Hospital cash for dental care and treatment
If you are admitted to hospital specifically under the care of a consultant specialising in dental or maxillo facial surgery, £50 per night subject to a maximum of £1,500 per policy year.
Dentist call–out fees
Up to £100 per incident for up to three incidents per policy year.
24 hour emergency helpline
Benefits are available upon diagnosis of oral cancer for treatment charges of up to £15,000 (including hospital cash benefit) subject to the following conditions:
- The oral cancer must be diagnosed by a qualified doctor or dentist (including a specialist) who is licensed to practice in the United Kingdom.
- Treatment must be received within 12 months after the date of diagnosis.
- Benefits are payable for one course of treatment. When you have claimed for a course of treatment this section of cover ends.
- Benefit is only payable for treatment given by a consultant who is recognised as a specialist in cancer treatment by the NHS.
A 90 day exclusion period applies to the oral cancer benefit.